Know what matters before the workers' comp conversation.
Choose the work you do to see the questions, documents, and exposure details that can help move a difficult account forward.
Get to the point in under a minute.
Pick your industry and see the details that can turn a difficult account into a stronger workers' comp submission.
Short video · Industry guidetrucking companies
A trucking submission becomes reviewable when it separates drivers, mechanics, dispatch and office payroll, explains radius and commodities, and reconciles fleet, hiring, loss, and safety facts.
Watch the video →
Short video · Industry guideconstruction
Construction review depends on the work actually performed, height or depth, project mix, subcontracting, payroll by class, and jobsite controls—not a broad contractor label.
Watch the video →
Short video · Industry guidestaffing companies
A staffing account needs client-level exposure clarity. The useful submission identifies assigned duties, locations, class codes, payroll, contract controls, supervision, onboarding, and how prohibited placements are enforced.
Watch the video →
Short video · Industry guidelast-mile delivery
Last-mile delivery combines driving, frequent stops, package handling, time pressure, and changing routes. Review improves when the submission distinguishes employees, contractors, fleet arrangements, territories, and client requirements.
Watch the video →
Short video · Industry guideassisted living and home healthcare
Care operations should separate facility and home-based work, describe patient mobility needs, staffing levels, driving, lifting controls, incident response, and the exact services employees perform.
Watch the video →
Short video · Industry guidemanufacturing
Manufacturing submissions need a process-level view: inputs, outputs, machinery, automation, maintenance, ergonomics, shifts, temporary labor, and safety controls by location.
Watch the video →
Short video · Industry guideagriculture
Agricultural review requires seasonal and task-level facts: crops or livestock, machinery, housing, transportation, contractors, payroll cycles, states, and the actual work performed throughout the year.
Watch the video →Industry guidelandscaping and lawn maintenance
Qualifying California landscaping and lawn maintenance assigned to 0042 may be submitted for review based on actual operations. That guidance does not extend appetite to tree removal, logging or log hauling. Separate tree work before requesting review.
See how to prepare →Tree service needs a different starting point.
California 0106 requires favorable carrier-generated loss runs. A Loss History Affidavit cannot substitute. Logging (2702) and log hauling (2727) are excluded under the California FastechHR / SUNZ guidelines.
Read the restricted tree-service guide →