Account Story Lite
Organize the situation, risk indicators, what changed, missing facts and likely review questions. Every displayed value shows where it came from.
Build my Account Story →Transparent planning tools
Organize the facts before the human review.
These tools show their arithmetic, preserve unknowns, and help you choose a review path. They do not decide coverage, classification, eligibility, pricing, underwriting, claims, or binding.
What do you have?
Check the core submission documents already in front of you. Start securely even when the package is incomplete.
Check what I have →Cancellation clock
Use the date on an in-term cancellation notice to see the calendar time remaining and prepare a prompt review.
Check the cancellation clock →Nonrenewal clock
Use the policy-end date on a nonrenewal notice to see the calendar time remaining and prepare the next-term review.
Check the nonrenewal clock →Standalone services vs. PEO
Compare workers’ comp, payroll, HR, legal and EPLI with a PEO arrangement.
Compare service costs →PEO vs. PEO cost comparison
Compare bundled or itemized PEO proposals, SUTA and service scope. Download your report and request a quote.
Compare PEO quotes →What does my X-Mod mean?
Enter the X-Mod you already have and get a plain-English first answer. Add the prior number, worksheet, goal, or state only if you want a more specific next step.
Open the tool →Workers’ compensation audit preparation checker
Check whether the basic payroll, classification, subcontractor, certificate, and policy records are organized before an insurer or professional reviews the audit.
Open the tool →Premium-change arithmetic checker
Compare two stated premium figures and display the dollar and percentage change with the exact arithmetic, while leaving audit, classification, and coverage conclusions to qualified review.
Open the tool →Subcontractor review planner
Organize contracts, payment records, certificates, policy dates, work descriptions, and control facts for professional review without deciding worker status or workers’ compensation treatment.
Open the tool →Workers’ compensation coverage-gap planner
Organize the stated policy dates and calculate the calendar interval between them so an agent or insurance professional can review continuity without the tool deciding whether coverage existed.
Open the tool →