Start with the problem in front of you.
Choose the closest situation. Each guide shows what matters, what to gather if you have it, and how to start a useful conversation with FastechHR.
Where can I start with a difficult workers' comp account?
Start with what made the account difficult, the business's actual work, the relevant date and the people already involved. You can send a question or a partial file through WorkComp Finder, then add documents as they become available. A request starts a human review; it is not a quote, a coverage decision or a promise to bind.
See the next step →start hereA high experience mod: what do you need to do next?
Start with the problem you need to solve: understanding the number, reviewing the worksheet, responding to a bid or contract requirement, or finding coverage. These are different conversations. WorkComp Finder can help organize the next step; it does not calculate, change or certify your official experience modifier.
See the next step →deadline-sensitiveMy workers' comp was nonrenewed. What should I do next?
Start with the expiration date and stated reason on your notice. Tell your insurance agent what changed in the business and gather the records you already have. WorkComp Finder can help you organize the situation for human review; sending a request does not extend your policy or confirm replacement coverage.
See the next step →deadline-sensitiveWorkers' comp cancellation help
A cancellation notice needs immediate fact-checking. Confirm whether it is pending or effective, why it was issued, and what date and time coverage may end before choosing a replacement-market path.
See the next step →deadline-sensitiveWorkers' comp coverage-gap help
A known or possible gap should be escalated immediately. Establish the last confirmed policy period, the current workforce and states, and the requested effective date without guessing about retroactive coverage.
See the next step →start hereAssigned-risk workers' comp options
Start with the state where the work takes place, the current coverage situation and the date that matters. Confirm the applicable assigned-risk or other residual-market process with your agent or its administrator, and explain what you want another review to address. You can ask WorkComp Finder for help with a partial file; a request does not create coverage or establish eligibility for any market.
See the next step →start hereWorkers' comp for a new venture
A new venture normally has no earned X-Mod, so the submission must make the planned work, workforce, ownership experience, controls, and contracts concrete enough for a specialist to review. Use 1.00 only as a working or planning basis when a process requires one—not as proof of favorable experience or automatic eligibility.
See the next step →start hereHigh-hazard workers' comp review
Higher-hazard operations need precise exposure detail. Broad descriptions slow the conversation; task-level operations, payroll, locations, subcontracting, fleet, and safety controls help specialists understand the account.
See the next step →start herePEO workers' comp alternatives and review
An employer considering or leaving a PEO should first separate employment-services questions from the insurance placement. Document the current arrangement, transition date, payroll, operations, states, claims information, and desired future structure.
See the next step →deadline-sensitiveFast workers' comp review
Speed comes from clarity and completeness. A fast-review request should include the deadline, decision needed, complete contact information, and as much application, loss, mod, supplemental, and operational evidence as is available.
See the next step →