Workers' comp nonrenewal help
What to do next
Treat a nonrenewal as a deadline-driven remarketing event. Confirm the exact expiration date and reason, gather the latest underwriting information, and start specialist review before the current policy ends.
Use a planning tool before you submit
Enter the dates stated on the notice to organize the review window and missing information. The planner keeps nonrenewal separate from cancellation and does not determine whether a notice is legally sufficient.
Organize the nonrenewal timelineWhich situation sounds like yours?
When does the policy end and why will the carrier not renew?
Prepare alternatives early; a non-renewal is not the same event as midterm cancellation.
Which operations, losses, controls, payroll, or ownership facts are different now?
Build a current account story rather than forwarding the notice alone.
This guide may fit when
- A formal nonrenewal notice was received
- The incumbent will not offer renewal terms
- The account changed operations, payroll, ownership, or loss profile
What to gather if you have it
- Nonrenewal notice and stated reason
- Current policy and expiration date
- Acord 130, supplemental, loss runs, and mod worksheet
- Changes made since the carrier's decision
What this guide can—and cannot—decide
- Nonrenewal concerns the upcoming policy end; cancellation concerns a policy ending before its scheduled expiration.
- State, policy, carrier, and notice facts control the actual requirements.
- Submitting an account does not extend a policy or confirm replacement coverage.
Related guidance
Move from problem to conversation
If the effective date is close, use urgent help; otherwise submit the opportunity. State notice and coverage rules vary, so confirm obligations with the regulator or a licensed professional.