Understand the terms. Take the next step.
Plain-language explanations connect the paperwork and terminology to the action you can take now.
What is an Acord 130?
An Acord 130 is the standard workers' compensation application commonly used to collect applicant, operations, payroll, classification, prior-carrier, and coverage-request information. It is part of a submission, not a quote or proof of coverage.
Open resource →definitionWhat are workers' comp loss runs?
Loss runs are carrier-produced records of prior policy-period claims and valuation information. Reviewers generally need currently valued reports for the available history; a narrative typed from memory is not the same source document.
Open resource →guideExperience-mod basics
An experience modification factor compares an employer's loss experience under the applicable rating plan. Use the official worksheet and rating authority for the controlling number. For FastechHR opportunity review, any X-Mod may be considered; the factor is a signal, never a stand-alone gate.
Open resource →checklistComplete workers' comp submission checklist
The strongest initial package combines contact and authority details, Acord 130, loss runs, applicable supplemental, and experience-mod worksheet. A partial package can still start review when missing items are identified honestly.
Open resource →comparisonUpload forms or use the online intake?
Both choices start the same opportunity. Upload existing documents when they are available; use the online form for facts you have but cannot supply as PDFs. You can also combine both.
Open resource →faqCan a retailer or wholesaler request a quote before appointment?
Under the approved FastechHR operating pathway, a retailer or wholesaler may submit a live account for review before completing separate contracting or appointment paperwork. If the account progresses toward binding, the required relationship and appointment steps must be completed before the applicable transaction.
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