For employers in every industry

Know what’s behind your experience mod.

Request a copy of your most recent available workers’ compensation experience modification worksheet.

Please allow 24 hours. A person will review your request and follow up by email. If the worksheet is unavailable or additional authorization is needed, we will explain the next step.

What is an Ex-Mod worksheet?

An experience modification worksheet shows the payroll, classification, and loss information used by the rating bureau to calculate an employer’s experience modification factor, also called an Ex-Mod, X-Mod, or EMR. This factor can affect workers’ compensation premium.

It can help you understand the number, identify information to review with your agent, or prepare for a renewal or contract conversation. Not every employer has a worksheet. Availability, the applicable bureau, and any additional authorization must be confirmed.

This is different from a coverage search, which helps identify insurance coverage. Our team handles worksheet requests personally.

NCCI: ABCs of Experience Rating →

Your existing agent can stay involved. Requesting a worksheet does not appoint or replace an agent.

Request my worksheet

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Employer information
Workers’ compensation policy

Please allow 24 hours for human review and email follow-up. Do not send payroll records, claim details, or your worksheet through public chat.