Workers' compensation help
Workers' comp coverage-gap help
What to do next
A known or possible gap should be escalated immediately. Establish the last confirmed policy period, the current workforce and states, and the requested effective date without guessing about retroactive coverage.
Which situation sounds like yours?
What changed, when did it change, and which deadline matters?
Gather the notice, current coverage facts, operations, states, and the people already involved.
Which facts and documents make the account understandable?
Start with the available facts. Sensitive files move through the secure progressive process.
This guide may fit when
- A policy may have expired or cancelled
- A certificate request exposed inconsistent dates
- Payroll or operations continued after the last confirmed coverage date
What to gather if you have it
- Last policy and cancellation or expiration records
- Current employee count, payroll, states, and operations
- Requested effective date
- A complete submission and an honest timeline
Move from problem to conversation
Use urgent help and contact the state workers' compensation authority or licensed counsel for compliance questions. Submission does not create or confirm coverage.