Deterministic planning tool

Workers’ compensation coverage-gap planner

Organize the stated policy dates and calculate the calendar interval between them so an agent or insurance professional can review continuity without the tool deciding whether coverage existed.

Use only general, non-confidential facts here. Do not enter names, policy numbers, claim details, loss runs, payroll files, or other private documents.

Assumptions and sources

  • Date arithmetic compares stated dates only and does not determine whether any policy, endorsement, statute, or other arrangement provided coverage.
  1. State Workers' Compensation OfficialsU.S. Department of Labor; accessed 2026-08-28

Fact owner: FastechHR. Reviewed 2026-08-28; next review no later than 2027-02-28.