CA class 0042
Landscaping / lawn maintenance
May be submitted for review
Actual operations must qualify. This does not extend appetite to logging or tree removal.
Tree service · restricted review
Tree work needs a separate restricted review.
Describe pruning, trimming and stump duties, work heights and methods. Favorable carrier-generated loss runs are required for California work assigned to 0106. Logging, including mechanized timber operations, and log hauling are excluded in California.
California · FastechHR / SUNZ
Landscaping, restricted tree work and excluded logging
Qualifying landscaping stays separate from restricted tree-service accounts. Logging and log hauling are excluded under the California guidelines.
CA class 0106
Tree pruning, trimming and stump work assigned to 0106
Restricted review
Requires favorable carrier-generated loss runs. A Loss History Affidavit cannot substitute.
CA class 2702
Logging / timber operations, including mechanized operations
Excluded
Outside the California FastechHR / SUNZ guidelines.
CA class 2727
Log hauling
Excluded
Outside the California FastechHR / SUNZ guidelines.
California program guidance; actual operations and classification require professional review. Other states require their own appetite confirmation. Classification guidance does not establish carrier acceptance.
Owner-confirmed FastechHR / SUNZ California guidelines on file · reviewed September 28, 2026.
Read the California requirements →Prepare for a useful review
Prepare a restricted tree-service review
Start with the work, people and arrangements behind the account. Your answers stay with the saved assessment when you ask for a review.
What to prepare
- Prepare favorable carrier-generated loss runs for restricted California 0106 review.
- A Loss History Affidavit cannot replace those loss runs.
- Describe pruning, trimming, stump work, removal and timber value separately; classification must be confirmed.
- Do not submit California logging / timber operations (2702) or log hauling (2727) as qualifying tree work.
A person reviews the answers. Worker status, classification and coverage depend on the actual facts and applicable state, bureau and policy rules. California 0106 requires favorable carrier-generated loss runs; a Loss History Affidavit cannot substitute. California logging and log hauling are excluded.
Reference: FastechHR / SUNZ California operations guidance.
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What helps us review the opportunity
Tree service belongs in a separate restricted-review category. California tree pruning, trimming and stump work assigned to 0106 require favorable carrier-generated loss runs. A Loss History Affidavit cannot substitute. Logging (2702) and log hauling (2727) are excluded under the California FastechHR / SUNZ guidelines.
Tell the exposure story
- Pruning and trimming duties, stump work and any tree removal
- Working height, climbing, ladders, aerial lifts and equipment
- Utility proximity, subcontractors and payroll by task
- Any timber value or log hauling, which must be identified separately
Questions worth answering
- What work is actually performed, and which state classifications apply?
- Do you have favorable carrier-generated loss runs?
- Does the account include logging, timber operations or log hauling?
- What access methods, heights, supervision and safety controls are used?
Required evidence for restricted consideration
- Favorable carrier-generated loss runs for California 0106 consideration; a Loss History Affidavit cannot substitute
- Operations, work states and sample scope of work
- Equipment and maximum working height
- Payroll by task and subcontractor coverage evidence through secure follow-up
Start with what you have
Start by describing the tree work. California 0106 consideration requires favorable carrier-generated loss runs; a Loss History Affidavit cannot substitute. Logging and log hauling are excluded in California. Your existing agent can remain involved.